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You authorize My Roof and lender to obtain a credit report from credit reporting agencies Transunion, Experian, and Equifax. Lender, as well as My Roof and its members, might use your credit report for authentication, credit scoring and credit decisioning purposes. While your credit score will not be displayed to anyone except yourself, some personal and credit information might be displayed to Lender and My Roof members to facilitate their own credit decision. You authorize Lender and My Roof to verify information in your credit report, and you agree that Lender and My Roof may contact third parties to verify any such information. Lender will require and obtain from at least one credit reporting agency a copy of your credit report each time you request a loan.

The applicant in the foregoing application hereby authorizes all bank, financial institutions, trade reference sources, credit reporting agencies and others to release credit information concerning the applicant.